cynical is the right word from you ... I didn't want to say it myself ... but since you admit it .. I'd say that you are right.
Don't make fun of Reagan's Alzeimer. You and I could get that. You are now hitting him below the belt ... just shows your upbringing.
Are you the smartest of them all? then why did you invest it all in stock market and lose it all? that today you have to beg and borrow and even consider relocating to China. LOL