what rubbish you are talkin. if the fund is not performin then how will the dividend come and then how will lower nav help. on what basis you are saying that nfo dont go below 10. if the fund will not perform it will go much below 10. remember all the tech funds that were in 1 digit nav for many years. so many nfos like those principal mf ones have already merged into other funds. you are saying they will not deviate from the defined nomenclature.