i read the article, but didnt find anything of the type you are saying. which article have you read? where it is written that you dont invest urself but use agent. pls point out which line.
are u also an agent, so you seem to be angry that u have not got business here. give your cell no, we will try your service.
but that advice of may to may is stupid. how can you judge any mf in 12 months?