Hi Inder... You can still file returns yourself. Method is simple, download ITR-1 excel sheet available at incometaxindiaefiling.gov.in Fill-in MICR code and your account details with care. In tax-payable and TDS section, carefully fill amount which will automatically be compared for return or deduction. Upload it on website and check in IT deptt's refund section on website, it will ask you for your PAN card number and the status will reflect.