When I was admitted in hospital a pre-authorisation approval request was sent to insurance company and it was declined by them due to some reasons and I have paid all the hospital expenses from my pocket.
Therefore there is no claims were submitted either from hospital or from myself for the sum insured during the policy period.
Now during renewal of the policy, the insurance company is not considering the No Claim Bonus saying "REQUEST SENT FOR PRE-AUTHORISATION APPROVAL IS ALSO A CLAIM".
i had suffered a heart attack 2 years back. am sailing and brought a flat, and the bank needs me to insure the property. can i avail an insurance policy
Re: health insurence
by pragnesh on Dec 01, 2010 03:43 PM
Everything will be paid to you..dont worry. I got full payment in same case from Reliance insurance.
