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Your health insurance queries answered

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Mahesh Yadav
No Claim Bonus
by Mahesh Yadav on Mar 16, 2015 01:26 PM

When I was admitted in hospital a pre-authorisation approval request was sent to insurance company and it was declined by them due to some reasons and I have paid all the hospital expenses from my pocket.

Therefore there is no claims were submitted either from hospital or from myself for the sum insured during the policy period.

Now during renewal of the policy, the insurance company is not considering the No Claim Bonus saying "REQUEST SENT FOR PRE-AUTHORISATION APPROVAL IS ALSO A CLAIM".

Request for your confirmation / guidance.

M Mahesh Yadav -09322517793

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Shekhar Nathan
enquiry health related
by Shekhar Nathan on Feb 15, 2011 08:48 AM

i had suffered a heart attack 2 years back. am sailing and brought a flat, and the bank needs me to insure the property. can i avail an insurance policy

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kailashchandra bohra
health insurence
by kailashchandra bohra on Oct 20, 2010 12:43 PM  | Hide replies

Only expenditures incurred during Hospitalisation, what about the testing and other medication.

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Re: health insurence
by pragnesh on Dec 01, 2010 03:43 PM
Everything will be paid to you..dont worry. I got full payment in same case from Reliance insurance.

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